Personalized care. Transparent communication. Competitive wholesale pricing.
A boutique mortgage experience designed around your success.
TRS Mortgage Solutions was built as a boutique, independent brokerage designed for borrowers who need more than a one-size-fits-all loan.
We work closely with business owners, real estate investors, and professionals with layered or non-traditional income to structure financing that aligns with long-term goals. As an independent wholesale broker, we are not tied to a single bank’s guidelines. This allows us to access a broad range of lending solutions, including traditional and Non-QM options, to create financing strategies that reflect real-world income.
A Boutique Brokerage—By Design
Large retail banks operate within fixed guidelines and limited product structures. Our independent model allows flexibility — especially in scenarios involving business income, investment properties, bank statement documentation, or DSCR-based qualification.
We focus on structuring loans thoughtfully from the beginning, so execution remains steady and timelines stay on track.
Combined with strong lender relationships and a low-overhead structure, this model supports competitive wholesale pricing, tailored loan structures, and efficient closings.
How We Work
Our approach is relationship-driven and outcome-focused.
We prioritize clarity, proactive coordination, and disciplined execution throughout the process.
We structure financing decisions with long-term positioning in mind — because the right mortgage should support your broader financial strategy.
Independent guidance. Structured solutions.
Outcomes aligned with your long-term success.
Mortgage is trust-based.
Founded by Tanja R Suhm, TRS Mortgage Solutions was created to offer borrowers a more strategic and personalized experience than traditional retail lending models provide. With experience in both conventional and Non-QM lending, Tanja specializes in structuring solutions for complex income scenarios and investment-focused clients.